Welcome to Grow Payments API

At Grow Payments, we provide advanced, secure, and scalable payment solutions designed to help businesses streamline their payment processes and create a seamless customer experience.
With a single integration, Grow enables businesses to manage the entire payment lifecycle, from payment collection to recurring billing, refunds, invoicing, and real-time transaction updates.

Our platform supports a wide range of payment solutions tailored for eCommerce websites, SaaS platforms, mobile applications, CRM systems, billing platforms, and custom business environments.
Whether you need a payment form, embedded checkout experience, recurring payments, payment links, or direct API integrations - Grow provides flexible tools built for modern payment infrastructures.

What Grow Offers

Secure Payment Processing

Accept payments securely through multiple payment methods including:

Credit Cards
bit
PayBox
Apple Pay
Google Pay
Bank Transfers

All payment flows are designed with advanced security standards, including 3DS support and PCI-compliant tokenization solutions.

Payment Pages & Embedded Checkout

Grow provides multiple integration options designed to fit every business and development environment, allowing merchants to create a seamless and fully customized payment experience. Businesses can choose between several payment flow implementations, including:

Redirect Payment Pages - Redirect customers to a secure hosted payment page managed by Grow.
Iframe Integration - Embed the payment page directly inside the merchant’s website or platform using an iframe solution.
Embedded Checkout (Checkout SDK) - Integrate a fully embedded checkout experience directly into your website or application for a smoother user journey.
Payment Links - Generate and send secure payment links via SMS, WhatsApp, or email for remote payments.

These integration methods allow businesses to choose the checkout experience that best fits their product, user flow, and technical requirements, while maintaining high security standards and optimized conversion rates.

Tokenization & Recurring Billing

Grow supports recurring billing solutions through two different payment models, allowing businesses to choose the flow that best fits their operational needs:

Recurring Payments managed by Grow - recurring billing processes fully managed through the Grow platform.
Token-Based Billing - Businesses can securely save payment methods as tokens and independently perform recurring or future charges using the saved token.

These solutions allow businesses to efficiently manage subscriptions, recurring payments, and returning customer charges while maintaining full PCI DSS compliance and secure payment processing.

Refunds & Transaction Management

Our API enables businesses to independently manage:

Full and partial refunds
Transaction inquiries

Grow also provides webhook support for automated transaction notifications and backend synchronization.

Dynamic & Advanced Payment Flows

Grow supports advanced transaction scenarios such as:

J4/J5 transactions
Authorization & Capture flows
Dynamic amount billing
Delayed charging mechanisms

These solutions are ideal for industries such as hotels, fuel stations, transportation, subscriptions, and delivery services where the final transaction amount may change after the initial authorization.

Built for Every Business

Grow integrates seamlessly with:

eCommerce platforms
Mobile and web applications
CRM and ERP systems
Custom business infrastructures

Our API is designed to support businesses of all sizes with flexible integration capabilities and comprehensive developer documentation.

Developer-Friendly Integration

Grow’s Light API was built to simplify development and accelerate implementation:

Unified API structure
Sandbox & Production environments
Stable server update callback with a fixed response structure
Straightforward authentication flow

With comprehensive documentation and dedicated support, developers can integrate quickly and efficiently into any environment.